Payments are evolving beyond wallets and phones. At Orukka, we believe your money should be simpler, safer, and seamlessly integrated into your lifestyle. That’s why we created the Orukka Ring — not just a payment ring, but a complete financial and lifestyle platform.
In this article, we’ll explain how the Orukka Ring works, why it’s different from phones and wallets, and how it stands apart from other payment rings on the market.
What Is the Orukka Ring?
The Orukka Ring is a smart, contactless payment ring that works as a banking app in its own right.
Unlike other wearables, Orukka doesn’t rely on your phone, wallet, or smartwatch. It comes with its own powerful banking app called Monesave, making it a standalone premium banking app & solution.
With Orukka, you can:
- Tap to pay with a simple gesture
- Manage your money inside the Monesave app
- Save, spend, and compete — all in one ecosystem
How Does the Orukka Ring Work?
1. The Ring: Simple, Durable, Waterproof
The Orukka Ring uses secure NFC contactless technology, allowing users to tap and pay anywhere contactless payments are accepted.
- No battery
- No charging needed
- Waterproof
Unlike phones that run out of power or wallets you can forget at home, Orukka is always with you — literally on your finger.
2. The Monesave App: A Banking App Built for Orukka
Orukka is the only payment ring that comes with its own banking app.
The Monesave app allows users to:
- Top up their Orukka Ring from 650+ banks worldwide
- Automatically manage balances with auto top-ups
- Track spending in real time
- Use Orukka as a standalone account, not a mirror of your primary bank
Your Orukka Ring works in 210+ countries and at over 21 million retailers globally.
Orukka vs Paying with Your Phone
Phones may be smart, but they’re not always practical. Here’s how Orukka compares:
| Feature | Orukka Ring | Paying with Your Phone |
|---|---|---|
| Battery Required | ❌ No battery | ✅ Needs charging |
| Works When Battery Dies | ✅ No charging needed | ❌ Hardly lasts a full day |
| Bulk / Weight | ✅ Ultra-light, hands-free | ❌ Bulky device |
| Speed | ✅ Instant tap | ❌ Unlock, authenticate |
| Waterproof | ✅ Yes | ❌ Limited |
| Forgettable | ❌ Always on you | ✅ Often forgotten |
| Distraction-Free | ✅ No screen | ❌ Notifications & apps |
Bottom line: Orukka is faster, lighter, and more reliable than paying with your phone — especially when battery life matters.
Orukka vs Other Payment Rings
Not all payment rings are created equal. Most are just hardware. Orukka is a platform.
| Feature | Orukka Ring | Other Payment Rings |
|---|---|---|
| Own Banking App | ✅ Fintech app included | ❌ No - download from others |
| Standalone Account | ✅ Yes | ❌ Linked to a main bank (risky) |
| Account Security | ✅ Separate balance | ❌ Access to your primary account |
| Number of Apps Needed | ✅ One app | ❌ Multiple apps and parties |
| Auto Top-Up | ✅ Yes | ❌ Rare or unavailable |
| Fitness App | ✅ Yes | ❌ No |
| Platform Ecosystem | ✅ Payments + Fitness + Saving | ❌ Payments only |
Most payment ring providers only make rings, forcing users to download multiple apps and link their primary bank account, which can be risky.
Orukka is different.
Why Orukka Is Safer
Orukka operates as a standalone banking platform:
- Your ring does not have access to your main bank account
- You control how much money is loaded
- Auto top-ups ensure convenience without exposure
This design makes Orukka more secure than traditional payment rings that mirror your main card.
More Than Payments: The Orukka Platform
Orukka is not just a ring — it’s a growing ecosystem.
💰 Save Together
Users can challenge friends and family to saving challenges, making money management social and motivating.
🏃♂️ Fitness Meets Finance
Through the same app, users can connect Orukka Fitness Rings, compete in fitness challenges, and track progress.
Orukka is the first app in the world to combine fitness and payments in a single platform.
Why Choose Orukka?
- A payment ring with no compromises
- A banking app built for modern life
- A secure alternative to wallets and phones
- A platform that connects payments, saving, and fitness
Orukka isn’t following the future of payments — it’s building it.
Welcome to Orukka.
Tap to pay. Monitor your fitness. Compete together.
