My Store Admin December 31, 2025

Orukka Gold, Silver and Diamond Mastercard Payment Ring - Luxury Redefined

Orukka is setting a new standard in wearable payments with the launch of four new payment ring editions: Gold-Plated, Silver, Zircon Gemstone, and Lab-Grown Diamond.

These rings represent a major evolution in how people think about jewellery, wedding bands, and everyday payments—combining timeless craftsmanship, advanced NFC payment technology, and bank-grade security into a single, elegant object worn on the finger.

Unlike traditional payment cards or mobile wallets, Orukka payment rings are designed for individuals who want more from fine jewellery—function, meaning, and lasting value.


The Four New Orukka Payment Ring Editions

Each Orukka ring is engineered for durability, daily wear, and effortless payments, while maintaining the aesthetics expected from premium jewellery.

Gold-Plated Payment Ring

A refined classic that blends elegance with modern utility. Ideal for users who appreciate traditional gold tones while benefiting from advanced contactless payment technology.

Silver Payment Ring

Minimalist and contemporary, the silver edition offers understated sophistication for everyday wear without sacrificing performance or security.

Zircon Gemstone Payment Ring

Designed for those who want a statement piece, this ring combines gemstone brilliance with seamless contactless functionality.

Lab-Grown Diamond Payment Ring

The most advanced expression of Orukka craftsmanship. Designed to function as:

  • a wedding band
  • an engagement or anniversary ring
  • a luxury everyday payment device

This edition brings fine jewellery-grade diamonds together with secure, phone-free payments. The collection is called Tolani - redefining luxury.


How Orukka Payment Rings Work

Orukka payment rings use NFC (Near Field Communication) technology—the same secure standard used by contactless bank cards and mobile wallets.

Key technical characteristics:

  • No battery required
  • No charging or Bluetooth pairing
  • No GPS or tracking components
  • Works instantly with compatible contactless payment terminals
  • Comes configured with the Monesave App, a fintech app that allows users top up and also complete savings or fitness challenges with other Orukka users

Users simply tap the ring at checkout to complete a transaction. The payment credentials are securely tokenised, ensuring no sensitive financial data is exposed.


Designed for a Phone-Free, Wallet-Free Lifestyle

One of the defining benefits of Orukka payment rings is true everyday freedom. Users can make secure payments without carrying:

  • a smartphone
  • a wallet
  • a handbag or backpack

This makes Orukka rings particularly valuable for:

  • travel
  • fitness and outdoor activities
  • events and social settings
  • minimal and intentional lifestyles
  • security cautious users

The ring is always accessible, always ready, and always secure.


Security and Control: Built for Peace of Mind

Security is central to Orukka’s design philosophy.

  • Each ring can be instantly deactivated if lost or stolen
  • Deactivation is managed through the Monesave app
  • No personal data is stored directly on the ring
  • Payment limits and protections align with modern contactless standards

If a ring is ever misplaced, users maintain full control—ensuring both safety and confidence in everyday use. 

“Discretion is everything.”

Patrick Enin, CEO of Monesave & Orukka, often shares that many users value how effortlessly Orukka blends in. Our rings are frequently mistaken for health wearables — and we welcome that. 

The beauty is in what others don’t see: a ring that looks like wellness, yet holds the power to pay. Some designs even include fitness features, making Orukka quietly more valuable — and unmistakably smarter.

Oura, Galaxy Fitness Rings and Ultrahuman can only manage to handle health rings and even if they offer payments, it will be a considerably loss making venture for them. Apple tried this in the past and gave up payments offering.


Monesave: Beyond Traditional Banking and Fintech Apps

Many banks and fintech providers focus solely on software, offering:

  • basic mobile apps
  • inexpensive plastic cards (plastic cards costs about USD 1.50  to manufacture)
  • or mass-produced metal cards that cost only a few dollars to manufacture (metal cards costs USD 2.50)

Monesave takes a fundamentally different approach.

What Makes Monesave Different

  • Seamless integration between hardware (Orukka rings) and software (Monesave App)
  • Personalised setup and configuration for payment rings
  • Dedicated onboarding support for lab-grown diamond ring customers
  • Tools to manage security, payments, and ring status in real time

For customers purchasing lab-grown diamond rings, Monesave provides guided assistance through:

design → setup → activation → daily use

This end-to-end experience elevates wearable payments into the luxury and fine jewellery space.


A New Category: Functional Wedding Bands and Fine Jewellery

Orukka payment rings introduce a new category in the jewellery industry:

functional fine jewellery. For the first time, fine jewellery rings can simultaneously be:

  • a meaningful symbol (wedding or commitment ring)
  • a luxury accessory
  • a secure payment method

This innovation is particularly relevant for individuals seeking:

  • minimalist lifestyles
  • long-lasting alternatives to disposable cards
  • jewellery that evolves with modern digital life

Conclusion: The Future of Payments Is Worn, Not Carried

With the introduction of Gold-Plated, Silver, Zircon Gemstone, and Lab-Grown Diamond editions, Orukka is redefining what jewellery can be. These payment rings are not accessories attached to technology—they are technology refined into jewellery.

For users who value elegance, security, and simplicity, Orukka payment rings represent a future where payments are seamless, devices are invisible, and jewellery works harder than ever before.

Explore how Orukka and Monesave are shaping the next generation of fine jewellery and wearable payments.

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